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- Alternative investments include real estate, merchandise, collectibles, art, and more.
- These investments are made independently of other financial markets, but are less accessible.
- SoFi is making alternative investments more accessible through a variety of investment funds.
Any smart investor is always thinking of new ways to diversify their portfolio. But after running through the list of traditional methods, from ETFs to bonds, you may feel like your investment opportunities have plateaued. But SoFi, a one-stop-shop for digital financial services, has a solution.
SoFi has just launched Alternative Investment Funds, giving retail investors access to a selection of alternative investment funds, mutual funds, and money market funds.
If you're looking to diversify your investment portfolio, here's why you might want to consider SoFi alternative investments in 2024.
SoFi makes it easy to invest in alternative assets
For those who haven't heard the term, alternative investments are financial assets that aren't stocks, bonds, or cash. Common alternative investments include real estate, merchandise, and collectibles such as art.
The problem is that many alternative investment opportunities require large upfront capital and are therefore only available to the wealthy.
But SoFi now offers access to these alternative investment funds, which can help you build wealth over the long term and diversify your portfolio with new asset classes.
With SoFi, you can access well-known alternative investment funds such as ARK Venture Fund, Carlyle Tactical Credit Fund (CTAC), KKR Credit Opportunities Portfolio, Franklin Templeton's Clarion Partners Real Estate Income Fund (CPREX), and Franklin BSP Private Credit Fund (FBSPX). can be accessed. ) and 6,000 other types of investment trusts.
Diversify your portfolio with alternative investment funds
At this point, your portfolio likely includes traditional investments such as stocks and bonds that are easily accessible and don't require a minimum amount of capital. But often the key to growing your portfolio and building wealth over time lies in diversifying your assets.
SoFi's alternative investment funds allow you to take advantage of a variety of investment opportunities, including private credit, real estate, and pre-IPO companies.
There are no minimum requirements to start as an investor on SoFi's platform. Each of these alternative investment funds has a minimum amount, some as low as $500.
These assets can generate uncorrelated returns
Alternative investments typically move independently of stocks and bonds under the same market conditions, so they can generate uncorrelated returns. This helps spread the risk and can also reduce the amount your portfolio is affected by market highs and lows.
Although there are never guarantees, growth in alternative investments is related to many factors, not just market volatility, so it may also lead to higher returns in the long run.
SoFi can help you take the next step in your long-term wealth planning
If you're thinking about how to invest now for your future, SoFi's alternative investment funds may help you diversify your retirement portfolio. These types of funds have historically provided high returns over the long term, making them an option worth considering for investors looking to build wealth.
When considering new investments, it helps to have support. SoFi has launched an education hub to help investors understand the basics of alternative investments, how they work, and how to incorporate them into your portfolio.
Plus, SoFi members have free access to a Certified Financial Planner®, so you can have an expert on your side to ensure you're making the right investments for your personal goals.
SoFi Alternative Investments
Account minimum amount
$0 ($1 to start investing); $5 fractional shares.$2,000 for margin transactions
0% for active trading and automatic investing
- There are no minimum requirements to start investing
- No account or transaction fees, and low fees for owning funds
- Access to a certified financial planner at no additional charge
- IPO is also possible
- SoFi 1% IRA Match
- There is no recovery of tax losses. It is an advanced investment method that allows you to sell stocks and mutual funds at a loss and receive tax benefits.
- If you invest aggressively, there is no option for stop-loss orders. SoFi's Active Investing Account uses only market orders
- Currently available only to US residents
- Promotion: Get up to $1,000 in inventory when you fund your new account.
- App store rating: iOS 4.8/Android 4.1
- Consider this in the following cases: We want to combine an easy-to-use platform with the lowest price.
Mutual Funds (MFs): Investors should carefully consider the information contained in the prospectus, which includes the fund's investment objective, risks, charges, expenses, and other relevant information. The prospectus can be obtained from the fund company's website or by clicking on the prospectus link on each fund page on sofi.com. You can also contact customer service. [1 (855) 456-7634] Please read the prospectus carefully before investing.
Alternative investments (including funds that invest in alternative investments) involve risks and are not suitable for all investors. Alternative investments often employ leverage and other speculative techniques, increase the investor's risk of loss, including the complete loss of the investment, often have high fees, and are illiquid and uncertain. It may be stable. Alternative investments lack diversification, involve complex tax structures and may delay reporting of important tax information. Registered and unregistered alternative investments are not subject to the same regulatory requirements as mutual funds.
Please note that Interval Funds are illiquid products, so your ability to trade on your timeline may be limited. Investors should review the interval fund's fee schedule through the prospectus.
Securities trading and active investment products are offered through SoFi Securities LLC, member FINRA (www.finra.org)/SIPC (www.sipc.org).
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